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Give your clients the coverage they need.

Enhance your clients satisfaction with smart insurance that leverages data and technology.

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Faster access.

Direct access to lightning-fast quote and bind across Personal, Commercial and Life insurance. Allowing you to find the right coverage and price for your clients instantly.

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Greater autonomy.

Full commission for all the business you place, and additional bonuses every month. You own your book and keep your brand.

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Smarter technology.

Intelligent algorithms leverage data to identify your customers' insurance needs, streamline renewals and scan for coverage gaps.

Our carriers

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Personal Lines: Home, Umbrella, Renters, Landlord, Condo, Earthquake

Commercial Lines: BOP

  • Over 20 years of experience in the insurance industry and evolving to meet your needs.
  • Offers full product suite for personal lines and a growing line of commercial products.
  • Provides the ability to view policy documents or make changes on any device.
  • Available in all states except AL, CT, FL, GA, HI, IA, ID, LA, MI, MN, MS, NC, NV, RI & OK.

Homeowners and Landlord

  • Easy quoting with just 3 questions and 20 seconds.
  • Customizable property products meant for mid to high value residences with replacement cost between $250,000 and $3 million.
  • Enhanced ISO HO-5 for primary and secondary residences. Modified HO-3 contract for rental properties.
  • Available in AL, IL, IN, KS, KY, MA, ME, MO, NC, NM, OH, OR, PA, SC, TN, UT & WI.

Personal Auto, Homeowners, Renters and Umbrella

  • Single family homes, apartments with no dog breed restrictions.
  • Standard and preferred product appetite.
  • Digital quoting platform to simplify bundling auto and home.
  • Available in AL, AR, AZ, CO, DC, GA, IA, ID, IL, IN, KS, KY, ME, MD, MO, MT, ND, NE, NH, NM, OH, OK, OR, PA, SD, TN, UT, VA, VT, WI, WV & WY.

Homeowners and Condos

  • Getting bindable prices is fast and simple with instant underwriting decisions and powerful tools.
  • Coverage A up to $1.5M with replacement cost.
  • The right blend of self-serve tools and empathetic care.
  • Available in CO, CT, DC, IL, IN, IA, MA, MI, MO, NV, NJ, NY, OH, OK, OR, PA, TN, TX, VA & WI.

Homeowners, Renters, Condo and Dwelling Fire

  • Best-in-class coverage and price for Homeowners for over a decade.
  • +15 optional quality endorsements, from jewelry to solar panel coverage.
  • Access to unique risk-level data that enables the best price for that location.
  • Available in AZ, DE, IA, IL, IN, MO, NC, NE, NM, NV, OK, OR, SC, TN, TX, UT, VA.

Homeowners and Dwelling Fire

  • Individualized policies to match unique risk profile.
  • Coverage limits ranging from $70K to $2M.
  • Stand-alone dwelling fire.
  • Available in CA.

Personal Auto

  • Modern technology to quickly access rates.
  • Offers liability limits up to $500,000.
  • Up to 10 drivers and 10 vehicles on one policy.
  • Available in AL, AZ, IL, KY, LA, MD, MO, MS, NE, OK, TX, UT, VA, WI & WV.

* Having EZLynx Rater, PL Rating or Turbo Rater (TX only) is required to get appointed.

Personal Auto

  • Standard and preferred product appetite, great for youthful drivers.
  • Easy to use digital quoting platform for prospects to purchase directly from your agency, no trailing documents.
  • Valuable discount offering.
  • Available in IL, IN, MD, TN, TX & VA.

Personal Auto

  • AM Best A- Rated carrier specializing in competitively priced minimum-limits personal auto insurance.
  • Accepts all non-US driver's licenses and customers with a suspended or expired driver's license.
  • Competitive prices, with multiple pay plans designed to save money for your customers.
  • Available in AL, AR, AZ, FL, GA, IL, IN, MO, MS, NM, OH, OK, SC, TN, TX, UT, VA & WI.

Personal auto

  • Real-time rating through their online rater.
  • Superior online capabilities through their insureds portal.
  • Available in TX.

Commercial (GL, PL, Property and Inland Marine)

  • Dedicated to small businesses, including new ventures, with tailored coverages, monthly payments and no cancellation fees.
  • Instant quote and bind process for 100% of policies; with no underwriting delays.
  • 10% discount when you buy more than one type of policy.
  • Available in all states.

* States availability might change depending on the product.

Commercial (GL, BOP and PL)

  • Annual revenues up to $10M ($5M for contractors).
  • No more than 50 employees (15 for contractors), two losses and two claims.
  • Home-based businesses accepted.
  • Available in all states.

Commercial (WC, GL, BOP, PL, Auto, Umbrella, and Tech E&O)

  • Consistent underwriter for new business and renewals.
  • Quote & bind online on the same day for many accounts.
  • General Liability limits of $2M/$4M on most classes.
  • Available in all states except HI & AK.

Workers' Compensation

  • Almost 70% of class codes covered.
  • Online appetite checker.
  • Ability to schedule rates saving customers up to 30%.
  • Available in AK, AL, AR, AZ, CA, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, MI, MO, MS, NC, NE, NH, NJ, NV, NY, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WI, WV & DC.

Commercial (WC, PL, E&O, GL, BOP, Umbrella, Cyber)

  • With no intermediaries, policies are up to 20% less than with other insurance companies.
  • Quote within 30 seconds and bind in 5 minutes.
  • Small business insurance customers have access to low down payments.
  • Available in all states.

* States availability might change depending on the product.

E&S Commercial Casualty (General Liability, Property, Cyber Insurance)

  • Specializing in Contractors, Lessor's Risk, Vacants, Restaurants, Monoline Property, and Cyber
  • Instant Quotes- Submit to quote in as little as 7 minutes and receive an instant response, 24/7.
  • Available in all states.

General Liability

  • Liability limits are $1M or $2M.
  • Property protection $1,000 or $2,500.
  • Business equipment limits available $1,000, $2,500 or $5,000.
  • Available in all states except DC, NY, RI, VA & WA.

* A $1M cyber insurance policy is required to get appointed.

Commercial Auto Insurance

  • Helps small business owners manage and protect assets.
  • Target group is up to 10 vehicles but they accept up to 20.
  • Does not require a driver's license to be entered for quoting.
  • Available in AZ, IL, GA & TX. Future States: FL & TN.

Landlord Insurance

  • Great policy for the investor with a harder-to-place property who wants a quick policy insured for a specific dollar amount.
  • Bindable quote within 2 minutes and will write LLCs and trusts.
  • Available in all states except FL, TX and NY.

Whole Life and Term Life

  • Available to US citizens and permanent residents ages 18-85.
  • 10-30 year terms.
  • Face amounts ranging from $100K to $1 Million (no medical exams).
  • Available in all states except NY.

Term Life

  • 100% digital - No doctors, no needles, no paperwork when applying for $3 million in coverage or less, just answer a few health questions as part of the application.
  • Clients can adjust their coverage as often as their needs change.
  • Availability and Leading Customer Service.
  • Available in all states except NY.

Cyber Insurance (Admitted product)

  • Individualized policies to match every business's unique risk profile.
  • Cowbell Factors quantifies cyber risk and continuously updates risk recommendations.
  • Cyber training for employees at no charge, up to 20, with the policy.
  • Available in all states except CT, HI, NH & VT.


  • Covers homes in all risk areas.
  • Up to $1,250,000 coverage.
  • Additional coverages include: Additional Living expenses (ALE), food spoilage and swimming pool clean-up protection.
  • Available in all states except AK, DC, HI & KY.
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